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Privacy Policy :
Protecting your privacy is important to PD Financial
(paydayofmaine.com and greenhotcash.com) and our
employees. We want you to understand what information we collect and
how we use it. In order to provide our customers with short-term
loans as effectively and conveniently as possible, we use technology
to manage and maintain customer information. The following policy
serves as a standard for all Bank employees for collection, use,
retention, and security of nonpublic personal information related to
our short-term programs.
WHAT INFORMATION WE COLLECT We may collect "nonpublic personal
information" about you from the following sources: Information we
receive from you on applications or other loan forms, such as your
name, address, social security number, assets and income;
Information about your loan transactions with us, such as your
payment history and loan balances; and Information we receive from
third parties, such as consumer reporting agencies and other
lenders, regarding your creditworthiness and credit history
"Nonpublic personal information" is nonpublic information about you
that we obtain in connection with providing a short-term loan to
you. For example, as noted above, nonpublic personal information
includes your name, social security number, payment history, and the
like.
WHAT INFORMATION WE DISCLOSE We are permitted by law to disclose
nonpublic personal information about you to third parties in certain
circumstances. For example, we may disclose nonpublic personal
information about your short-term loans to consumer reporting
agencies and to government entities in response to subpoenas. Such
disclosures are made as necessary to affect, administer and enforce
the loan you request or authorize. Otherwise, we do not disclose
nonpublic financial information about our customers or former
customers to anyone, except as permitted by law. If you become an
inactive customer, we will continue to adhere to the privacy
policies and practices described in this notice.
OUR SECURITY PROCEDURES We also take steps to safeguard customer
information. We restrict access to nonpublic personal information
about you to those of our and our servicer's employees who need to
know that information to provide short-term loans to you. We
maintain physical, electronic and procedural safeguards that comply
with federal standards to guard your nonpublic personal information. |
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